So you’ve decided to take the plunge and move to a different country in search of a new life – while exciting, it will be one of the busiest times that you’ve ever known. You have a whole home to pack away, what feels like hundreds of friends and family members to say goodbye to, bills to finalise and forwarding addresses to pass on – and that’s before you even start your journey. It doesn’t stop there either – no sooner than you land in your new home, you’ll have to do all of the same things again but the other way round, gradually settling in to your new life and learning about your new environment.
Don’t Leave Your Health to Chance
With all of these different things on your mind, it’s understandable that your financial planning may seem unimportant. There’s one immediate essential that you shouldn’t let slip though – expat medical insurance. While risks vary depending on the new home that you’ve chosen, there are plenty of good reasons to get your expat medical insurance sorted out sooner rather than later.
The quality and quantity of healthcare facilities can vary quite significantly between different locations. The treatments and equipment that we take for granted in the western world have not yet reached less developed countries, so it’s well worth researching your new nation before you travel, in order to make sure that you’re fully aware of the healthcare situation there. It’s also worth investigating the types of illness and disease that you might be exposed to; malaria, dysentery and parasitic infections are all fairly common in some developing parts of the world, so you need to be realistic about the risks you may face.
Another important factor you need to consider is the cost of health treatment. We take it for granted, in the UK particularly, that we can see a doctor for free and that hospital treatment will also be covered by the government. In most countries though, this isn’t the case, so something as simple as a chest infection or routine operation can end up accumulating some pretty hefty expenses. By taking out medical insurance for expats, you have the peace of mind that if you need to see a doctor, go to hospital or access any other type of medical care, the expenses will be covered without you having to worry about how you’re going to pay for it – because you’ve already got it covered.
Providing Protection for Your Loved Ones
It’s not just your own healthcare that you need to consider either. However healthy your family may be, the more of you that there are to provide healthcare for, the more the potential costs can add up to for the duration of your life abroad. Medical insurance for expats can be organised to cover all of your family, so you don’t have to worry about getting quality medical care if you are ever unfortunate enough to need it. So although you’re busy and feel you have more important things to think about, do make sure that you organise some medical insurance for expats when you move away – a little investment can offer a lot of reassurance.
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Author: DevlinWendellThis author has published 13 articles so far. More info about the author is coming soon.